Debt Collection Defense

Debt Collection Defense Lawyer in Chicago

Harassed by Creditors? Facing Debt Collection Lawsuits? Call Us.

Being in overwhelming debt can be a huge burden that shadows you day in and day out. The stress can be too much to bear for anyone. Your phone might not stop ringing with calls from creditors telling you they will seek legal action if they aren't paid soon. Your mail might be piling up with threatening letters and additional bills. You might have even had the displeasure of a creditor harassing you at your workplace. Despite all that may be happening and how nerve-wracking it can seem, it is not too late to turn your financial situation around.

By contacting a Chicago debt collection defense lawyer, you can begin the steps necessary to get your life under control and find the relief you deserve. The Chicago bankruptcy attorneys at Smith Ortiz, P.C. can step in, assess your current situation, and help you stop debt collectors and creditors in their tracks. Contact our firm today to speak to a friendly and dedicated professional that wants to help you with your debt collection issues.

Defending You from Unfair Debt Collection Tactics

You may owe money to various creditors but that gives them no right to harass you. To try to avoid restrictions and regulations established by the federal Fair Debt Collection Practices Act (FDCPA), creditors will often sell their debt to collection firms. These third party collection companies seem to be more blatant with their harassment tactics and could violate your rights by calling too frequently or by acting without professional conduct. Additionally, with the help of your lawyer, you can request verification of the debt that clearly states the amount you apparently owe and the name and address of who you owe. If the documentation cannot be generated in a timely manner, the creditors must cease immediately and you may be able to countersue.

If you win a case against a harassing debt collector, you can pursue financial compensation that covers:

  • Up to $1000 per lawsuit
  • Actual damages
  • Punitive damages
  • Attorney fees
  • Court costs

Protect Yourself with a Chicago Bankruptcy Lawyer

The guidelines creditors must legally follow can be extensive, and it is more than likely they have violated one of them in their carelessness. With a Chicago bankruptcy attorney from Smith Ortiz, P.C., you can expect personalized representation from a professional with a comprehensive understanding of the FDCPA. Let us put our knowledge and experience in your corner, and defend your consumer rights with our help. Not only do we want to put a stop to the creditor harassment, but we also want to see you rewarded with financial restitution for your unnecessary stress and trauma.

Seek the peace you deserve today by requesting a free case evaluation from our helpful attorneys.

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