Debt Collection Defense Lawyer in Chicago
Harassed by Creditors? Facing Debt Collection Lawsuits? Call Us.
Being in overwhelming debt can be a huge burden that shadows you day in
and day out. The stress can be too much to bear for anyone. Your phone
might not stop ringing with calls from creditors telling you they will
seek legal action if they aren't paid soon. Your mail might be piling
up with threatening letters and additional bills. You might have even
had the displeasure of a creditor harassing you at your workplace. Despite
all that may be happening and how nerve-wracking it can seem, it is not
too late to turn your financial situation around.
By contacting a Chicago debt collection defense lawyer, you can begin the
steps necessary to get your life under control and find the relief you
deserve. The Chicago
bankruptcy attorneys at Smith Ortiz, P.C. can step in, assess your current situation, and help
you stop debt collectors and creditors in their tracks.
Contact our firm today to speak to a friendly and dedicated professional that wants to
help you with your debt collection issues.
Defending You from Unfair Debt Collection Tactics
You may owe money to various creditors but that gives them no right to
harass you. To try to avoid restrictions and regulations established by
Fair Debt Collection Practices Act (FDCPA), creditors will often sell their debt to collection firms. These third
party collection companies seem to be more blatant with their harassment
tactics and could violate your rights by calling too frequently or by
acting without professional conduct. Additionally, with the help of your
lawyer, you can request verification of the debt that clearly states the
amount you apparently owe and the name and address of who you owe. If
the documentation cannot be generated in a timely manner, the creditors
must cease immediately and you may be able to countersue.
If you win a case against a harassing debt collector, you can pursue financial
compensation that covers:
- Up to $1000 per lawsuit
- Actual damages
- Punitive damages
- Attorney fees
- Court costs
Protect Yourself with a Chicago Bankruptcy Lawyer
The guidelines creditors must legally follow can be extensive, and it is
more than likely they have violated one of them in their carelessness.
With a Chicago bankruptcy attorney from Smith Ortiz, P.C., you can expect
personalized representation from a professional with a comprehensive understanding
of the FDCPA. Let us put our knowledge and experience in your corner,
and defend your consumer rights with our help. Not only do we want to
put a stop to the
creditor harassment, but we also want to see you rewarded with financial restitution for your
unnecessary stress and trauma.
Seek the peace you deserve today by requesting a
free case evaluation from our helpful attorneys.