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Chicago Bankruptcy Attorney
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You Always Have Options We Can Find a Solution if You Don't Want to File for Bankruptcy

Chicago Debt Settlement Lawyer

Guidance in Creditor Negotiations

It can be a disheartening experience when your bills are piling up and you do not have the means to pay them. Given our current economic environment, it is not unusual for debt to spiral out of control. If you find yourself in this predicament, debt settlement may be a viable option for you. It is important to act quickly and consult with a Chicago debt settlement attorney before the situation becomes even worse.

At Smith Ortiz, P.C., we are a team of knowledgeable legal professionals, committed to helping our clients through difficult financial situations. With more than 25 years of combined experience and backgrounds in tax and finance as well as bankruptcy law, we have the ability to accurately evaluate your financial situation and effectively assist you on the road to recovery.

If you are tired of creditor harassment and unpaid bills, let our dedicated legal team assist you.

Understanding Debt Settlement in Illinois

In its simplest terms, debt settlement is the process of negotiating with your creditors to lower the amount of money that you owe. If you have enough money to pay off a portion of your debt, then this can be a positive alternative to filing for bankruptcy.

There are many benefits to debt settlement, including:

Many creditors are willing to negotiate with debtors, as coming to an agreement on debt is often preferable to the debtor filing for bankruptcy. Our attorneys can analyze your financial situation to determine if debt settlement is right for you.

We Can Help You Negotiate With Creditors!

Creditors can be intimidating. Without any experience negotiating with them, you may find yourself with an unsatisfactory outcome. Fortunately, you do not have to go through this time alone.

Our team knows how to negotiate with even the toughest creditors. We will do all that we can to get you a fair settlement. At Smith Ortiz, P.C., we prioritize your goals throughout the entirety of your case. You can count on our Chicago attorneys to represent you with clarity and commitment.

Contact us today for the professional assistance you need.

Our Past Clients Share Their Stories

  • “Quede muy satisfecho. Gracias!”

    Carlos O.

  • “I would like to thank you for all the effort, time, patience, professionalism, and effectiveness...”


  • “The process was fast thanks to Ted and Jennifer.”


  • “It was very professional and fast. I’m very happy!”


  • “Thanks to you guys I did not lose my house and you always there for me from the start to the end.”


  • “If you're looking for a great bankruptcy attorney, this is your firm.”


  • “Thank you!”

    Tameka W.

  • “El trabajo fue excelente y la comunicación con los abogados y los asistentes perfecta.”


  • “You all are the best lawyers in Illinois.”

    D. W.

  • “Muchas gracias por sus servicios!”


  • “Do not hesitate to use them for your bankruptcy issues.”


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