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    • Connect with Smith Ortiz, P.C.

      When you are facing overwhelming debt, come to Smith Ortiz, P.C. Our firm is dedicated to helping residents of Chicago overcome financial instability through informative, personalized counsel. To this ...

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    • Expensive Chicago Lifestyle Could Lead to Bankruptcy

      According to an article published by the Chicago Tribune (which may be seen here ), their very own city of Chicago ranks as the seventh most expensive place to live in the world. The list was released ...

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    • What Do I Do If My Bank Account Has Been Frozen?

      Bank accounts are frozen if someone has filed a claim against you. In most cases, this involves a debt collector who is trying to collect on an unpaid debt. Once you receive a notice that your account ...

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    • Differences Between Chapter 7 and Chapter 13 Bankruptcy

      When filing for a bankruptcy one of the most important things is to be aware and informed of all of the different options that you have. There are a few types of bankruptcy, including Chapter 7 and ...

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    • Expensive Chicago Lifestyle Could Lead to Bankruptcy

      According to an article published by the Chicago Tribune (which may be seen here ), their very own city of Chicago ranks as the seventh most expensive place to live in the world. The list was released ...

      Read More
    • Can I Get Rid of Medical Debt with Bankruptcy?

      Have you ever felt burdened with a simple doctor's checkup appointment when you have to make the co-payment that your insurance doesn't cover? Thirty dollars here and a couple hundred there can ...

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    • Differences Between Chapter 7 and Chapter 13 Bankruptcy

      When filing for a bankruptcy one of the most important things is to be aware and informed of all of the different options that you have. There are a few types of bankruptcy, including Chapter 7 and ...

      Read More
    • Does Bankruptcy Permanently Ruin Your Credit?

      There is a lot of hesitancy when it comes to filing and some of it can stem from this misconception. There are a lot of myths out there about bankruptcy and what it can do. It is likely that if more ...

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    • Will Filing for Bankruptcy Stop Creditors from Harassing Me?

      It is unfortunate that a lot of consumers are harassed continually by creditors that are seeking payment. While efforts to collect are in their job description, they can take it too far and end up ...

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    • FDCPA and Debt Creditor Harassment

      If you are being harassed by creditors there are federal laws that they may be violating. Consumers are protected by the Fair Debt Collection Practices Act (FDCPA) which aims to eliminate abusive ...

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    • FDCPA and Debt Creditor Harassment

      If you are being harassed by creditors there are federal laws that they may be violating. Consumers are protected by the Fair Debt Collection Practices Act (FDCPA) which aims to eliminate abusive ...

      Read More
    • Can Bankruptcy Stop Foreclosure?

      The purpose of bankruptcy is to provide assistance and an answer for those that are dealt with considerable debt. It may be that they cannot make most of their bills, or they may have a steady income ...

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    • What to Do After Being Served a Foreclosure Notice

      Oftentimes people think there is nothing they can do after being served with a foreclosure notice but this is not true. There are several options and paths to take after this occurs. The notice is the ...

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    • What Do I Do If My Bank Account Has Been Frozen?

      Bank accounts are frozen if someone has filed a claim against you. In most cases, this involves a debt collector who is trying to collect on an unpaid debt. Once you receive a notice that your account ...

      Read More